Tag 1. (TCO 1) Why were the first proto-HMOs formed in America? What were the original driving factors in the HMO movement? (Points :

Hsm 420 midterm exam 1. (TCO 1) Why were the first proto-HMOs formed in America? What were the original driving factors in the HMO movement? (Points : 20) 2. (TCO 1) What is meant by indemnity coverage, and how does…